About Us
Since 1935, Moline Municipal Credit Union (MMCU) has served the financial needs of thousands of families like yours. Our goal is – and always has been – to help power your family’s financial security through the tough times so you can more fully enjoy the good times.
At the same time, our products, services and knowledgeable staff help empower you to take greater control of your financial health and future.
We are People Helping People. And we are YOUR credit union.
What Makes MMCU Different?
Simply put … YOU do. Moline Municipal Credit Union – like all credit unions – is member-owned and member-managed. When you join MMCU, you:
- Receive higher dividends on savings, and lower rates on loans, because MMCU is a not-for-profit financial cooperative.
- Have a vote in electing our all-volunteer Board of Directors. They, too, are members of MMCU.
- Are a member-owner – not just a faceless ‘number.’
We offer the same financial services and products as banks, but with better service, better rates, lower fees and special discounts … because we can. It’s what helps make credit unions different.
As a State chartered credit union, we are supervised by the National Credit Union Administration (NCUA), a federal agency. Each account is federally insured up to $250,000 by the National Credit Union Share Insurance Fund (NCUSIF).
MMCU Membership
Our membership is open to anyone who is an employee of:
- the City of Moline
- Moline Police and Fire departments
- Metro bus system
- Trinity Hospital / Unity Point Health
- AND — anyone who lives or works in Rock Island County
- ADDITIONALLY – your family members can join, too!
How to Join
It’s fast and easy to join MMCU:
- Deposit a minimum of $25 into your new credit union savings account. This initial deposit may also be done via Direct Deposit. This minimum amount must be maintained in your savings account to keep your membership in good standing. It represents your ‘share’ in MMCU.
Once you’ve joined us, your family members can, too! Credit union membership is a great gift for anyone – young or old.
PLUS – your membership in Moline Municipal Credit Union is good for life. So even if you move, change jobs or retire, your MMCU membership goes with you! Our E-Banking services make it so easy and convenient for you to continue to enjoy the benefits. Once a member, ALWAYS a member.
What’s with the mill wheel in our logo?
Obviously, Moline is a river town. In its early years, settlers constructed water wheels along the river to help power their grain mills. These mills, in turn, helped power the growth and strength of the city. Before long, Moline was recognized as ‘The City of Mills.’
Our logo is our way of paying homage to those who came before us and set Moline on a trajectory of success. Our goal is to carry on that legacy by providing products and services that help our members power their financial strength and future.