Rates

Rates

All Rates Effective November 21, 2023
Rates subject to change and based on individual credit history.

Savings Rates
	Rate	APY
12 month certificate	2.00%	2.02%
18 month certificate	4.25%	4.33%
24 month certificate	3.00%	3.04%
30 month certificate	2.00%	2.02%
IRA	2.00%	2.02%
Share Account	0.15%	0.15%

Vehicle Rates
As low as:
	2 Years	3 Years	4 Years	5 Years	6 Years
New 2023-2024	5.50%	5.50%	5.50%	5.50%	5.50%
Used 2018-2024	5.75%	5.75%	5.75%	5.75%	5.75%
2015-2017	6.25%	6.25%	6.25%	6.25%	n/a
2014 & Older	7.00%	7.00%	n/a	n/a	n/a

Miscellaneous Loan Rates
As low as:
Signature Loan	11.90%
Share Secured	3.00% Above Savings or CD Rate
Mortgage	LTV 80% - 5.75% LTV 90% - 6.00%
Home Improvement	10.00%
Education & Medical	10.00%

Home Equity
5 Years	LTV 80% - 5.75%	LTV 90% - 6.00%
10 Years	LTV 80% - 6.00%	LTV 90% - 6.25%
15 Years	LTV 80% - 6.00%	LTV 90% - 6.25%

VISA

9.99%, 11.90%, 15.90%