All Rates Effective January 18, 2012
Rates subject to change and based on individual credit history.

Savings Rates
.
Rate
APY
12 month certificate
.80%
.80%
18 month certificate
.85%
.85%
24 month certificate
.90%
.90%
30 month certificate
1.00%
1.01%
IRA
1.25%
1.26%
Share Account
.50%
.50%
 
Vehicle Rates
As low as:
.
2 Years
3 Years
4 Years
5 Years
6 Years
New 2010-2011
2.99%
2.99%
2.99%
2.99%
4.25%
Used 2005-2010
4.25%
4.25%
4.25%
4.25%
4.75%
2001-2004
5.50%
5.50%
5.75%
6.00%
n/a
2000 and older
6.25%
6.25%
n/a
n/a
n/a
 
     
 
Miscellaneous Loan Rates
As low as:
Signature Loan
11.90%
Share Secured
3.00% Above Savings or CD Rate
Mortgage
LTV 80% - 4.00%
LTV 90% - 4.25%
Home Improvement
10.00%
Education & Medical
10.00%
 
     
 
Home Equity
5 Years
LTV 80% - 4.00%
LTV 90% - 4.75%
10 Years
LTV 80% - 4.75%
LTV 90% - 5.00%
15 Years
LTV 80% - 6.00%
LTV 90% - 6.25%
 
     
 
VISA
9.99%