All Rates Effective August 19, 2008
Rates subject to change and based on individual credit history.

Savings Rates
.
Rate
APY
12 month certificate
3.15%
3.20%
18 month certificate
3.30%
3.35%
30 month certificate
3.40%
3.46%
IRA
3.95%
4.03%
Share Account
1.00%
1.01%
     
 
Vehicle Rates
As low as:
.
2 Years
3 Years
4 Years
5 Years
6 Years
New 2007-2009
5.00%
5.00%
5.00%
5.25%
6.00%
Used 2004-2007
5.25%
5.25%
5.25%
5.75%
6.25%
2000-2003
5.75%
5.75%
6.00%
6.25%
n/a
1999 and older
6.25%
6.25
n/a
n/a
n/a
 
     
 
Miscellaneous Loan Rates
As low as:
Signature Loan
11.90%
Share Secured
3.00% Above Savings or CD Rate
Mortgage
LTV 80% - 5.25%
LTV 90% - 5.50%
Home Improvement
10.00%
Education & Medical
10.00%
 
     
 
Home Equity
5 Years
LTV 80% - 5.50%
LTV 90% - 5.75%
10 Years
LTV 80% - 6.00%
LTV 90% - 6.25%
15 Years
LTV 80% - 6.75%
LTV 90% - 7.00%
 
     
 
VISA
9.99%